Early Access — Free AR Analysis

Your largest buyer
deserves better
than a form letter.

eknopay is AI-powered accounts receivable intelligence for mid-market B2B suppliers — predicting late payments and protecting your best buyer relationships before the damage is done.

What you get right now
The platform is in development. Share your AR data and we'll run a complete analysis offline — scoring every invoice, classifying every buyer — and present your findings in a private 45-minute session. No software. No commitment. Free.
55%
B2B invoices overdue
at any given time
26d
avg DSO above
payment terms
$290K
working capital freed
per 7-day DSO drop
No software needed Free analysis Results in 48 hours
Get your free AR analysis
Tell us about your business. We'll show you exactly where working capital is sitting in your receivables.
📞 Phone — please include your country code (e.g. +1 for US)
55%
of B2B invoices overdue
at any given time
26d
avg DSO above terms
in mid-market
$290K
working capital freed per
7-day DSO reduction
200K+
mid-market B2B suppliers
with no dominant AR tool
The Problem

Generic dunning is burning your best buyer relationships.

Your AR team opens the same flat aging report every morning — names and dollar amounts, no context. No way to know which $47K invoice is from a buyer who always pays 12 days late and needs no intervention, versus which $8K invoice is from a buyer in distress who needs a call today.

So the team emails everyone the same message. Three buyers call back annoyed — they were already processing. One is your second-largest account. The relationship takes a hit. Eight at-risk invoices never get followed up. Four slip to 90+ days. This repeats every single month.

🎯
No prioritization. Teams default to largest balance first — almost always the wrong call. A $6K invoice from a deteriorating buyer at Day +22 is a bigger fire than a $50K invoice from a habitually slow but reliable buyer.
💔
Dunning damages relationships. Generic Day-15 emails treat a $2M strategic partner identically to a $5K tail account. One reminder to the wrong buyer costs you the relationship it took years to build.
🔮
Reaction not prediction. Every existing tool flags invoices overdue at Day +1. By then you've missed the cheapest, easiest intervention window — a friendly nudge 15 days before due date.
🗒️
Promise-to-pay leakage. "We'll pay by Friday." Nobody tracked it. Friday came and went. The invoice is now 90 days old.
$39K
avg annual cost from late payment management overhead per company
8%
of B2B invoices written off as bad debt — most are recoverable with earlier action
50%
of mid-market firms have no structured, repeatable collections process
1 in 4
business insolvencies are directly attributable to late payment cash flow gaps
Platform Capabilities

What eknopay does — and why it's different.

Five capabilities in development. For early access partners, we demonstrate each against your real AR data in our offline analysis — before any platform is deployed in your environment.

In Development
01
Predictive Risk Scoring
Five signals per invoice — payment history, aging, size vs history, communication gap, industry health — produce a 0–100 risk score updated every morning. High-risk invoices flagged 15–21 days before the due date, not after.
In Development
02
Buyer Relationship Profiling
Every buyer is classified as Strategic, Standard, or Transactional. Their tier governs every outreach decision — tone, channel, escalation speed, and whether automation fires at all. A Strategic buyer never receives an automated blast.
In Development
03
Automated Multi-Channel Outreach
Dunning sequences execute across email, SMS, buyer portal, and CRM task creation — automatically. Tone escalates with invoice aging. Every message pre-approved by buyer tier so your team controls the playbook without running it manually.
In Development
04
Promise-to-Pay Engine
Every payment commitment is logged with a countdown timer. Breached promises auto-escalate: buyer reminder, AR alert, and account manager task for Strategic tier buyers. Broken promise history feeds the risk model for future invoices.
In Development
05
Collector Workbench & Daily Queue
Every AR team member wakes up to a ranked action queue — top invoices to touch today, buyer context surfaced inline, suggested next action, one-click execution. Every action automatically logged. A 2-person AR team operates with the consistency of a 5-person team. See the preview below.
What eknopay is not
Five things we deliberately chose not to build — and why that matters for your business.
✕
A generic dunning tool that blasts everyone
✕
A replacement for your accounting system
✕
An enterprise platform with a 6-month setup
✕
A collection agency that damages relationships
✕
A reminder blaster with no buyer context
The intelligence is knowing when not to send a message. Protecting your $2M buyer relationship is worth more than chasing any single invoice.
The shift eknopay makes
Five ways your AR team operates differently from day one.
Same email to every buyer
→
Tier-specific tone, channel & timing
React after Day +1 overdue
→
Flagged 15–21 days before due
Largest balance first
→
Risk-ranked queue every morning
Sticky note for promises
→
Auto-escalates every breach
Manual effort, no coverage
→
2-person team, 5-person output
How Early Access Works

Real insights in 48 hours, before the platform ships.

While we build the platform, we work directly with a small cohort of mid-market B2B suppliers — running our analysis manually and presenting findings privately.

01
You apply
Fill out the form on this page. We review every application and qualify within 24 hours. Focused on B2B suppliers with $5M–$100M revenue.
02
Secure data share
You share your AR aging export via a secure link — a standard QuickBooks or NetSuite spreadsheet works. No system access required. Data encrypted end-to-end.
03
We run the analysis
Our team applies the eknopay methodology to your data: buyer tier classification, invoice risk scoring, promise-to-pay gap identification, and your DSO reduction estimate.
04
Private presentation
A 45-minute session where we walk through your buyer risk map, mishandled invoices, recoverable DSO working capital, and what eknopay would do differently.
Platform Preview

What your AR team would see every morning.

Simulated AR workbench. Click any row to see the buyer intelligence eknopay surfaces — exactly what we build for your portfolio in the offline analysis.

eknopay · AR Workbench · Acme Manufacturing
Simulated Demo
Workbench
⚡Today's Queue8
📋All Invoices
👥Buyer Profiles
🗓️Promises
Intelligence
🎯Risk Scores
📈DSO Tracker
Current DSO
38d
↓ 4 days this month
Overdue Value
$218K
↑ from $191K
Open Invoices
34
↔ 32 last week
Avg Risk Score
58
↓ from 63
PTP Breaches
1
Today
BuyerAmountDays ODRiskTierAction
Summit Retail Group
Transactional
$6,800
+61d
92
Trans
Great Plains Distribution
Standard
$12,100
+38d
87
Std
Harwick Wholesale ⭐ STRATEGIC
Auto-outreach suppressed
$21,000
+14d
68
⭐ Strat
Meridian Foods Inc ⭐ STRATEGIC
Watching — no outreach
$47,200
+3d
41
⭐ Strat
Pinnacle Distributors
Auto-sequence active
$9,900
+7d
38
Trans
This is your data next. We run this exact analysis across your buyer portfolio based on your real AR export.
Early Access

See what your AR data reveals in 48 hours.

We're onboarding a small cohort of mid-market B2B suppliers. You get a free, personalised AR analysis — we get real data to refine our models. A fair trade.

🔬

Full buyer risk assessment

Every open invoice scored. Every buyer classified. We identify which relationships are at risk before you've even looked at your aging report.

💰

DSO reduction estimate

We calculate the working capital tied up in preventable DSO based on your real buyer portfolio and payment history — to the dollar.

🛡️

Relationship protection analysis

We identify which current practices are damaging your most valuable buyer relationships — and what to do instead.

📊

Private 45-minute presentation

We walk through your findings. No sales pressure. Just your data, our analysis, and an honest conversation about what we find.

Request your analysis
We'll review your request within 24 hours and reach out to arrange your secure AR data handoff.
📞 Phone — please include your country code (e.g. +1 for US)
Common Questions

Everything you need to know before you commit.

Is the platform live right now?+
eknopay is in active development. What we offer right now is a manual, offline AR analysis — we take your data, run our methodology, and present findings in a private session. Early access partners are first to get the live platform when it ships.
What data do I need to share?+
A standard AR aging export from your accounting system — QuickBooks, NetSuite, Xero, or Sage. This is typically a spreadsheet with invoice numbers, amounts, due dates, and buyer names. No system access or credentials required. Everything is shared via a secure encrypted link.
Is the analysis really free? What's the catch?+
Yes, completely free. No credit card, no obligation. In exchange, we ask permission to use your anonymised data patterns to train our models — individual invoice and buyer details remain confidential and are never shared. You get real insights; we get real training data.
How is my data protected?+
All data is transferred via AES-256 encrypted channels and stored in isolated, access-controlled environments. Your company name, buyer names, and specific invoice details are never included in any shared or published outputs. We comply with applicable data protection laws and will sign an NDA on request.
Who is the right fit for this?+
Mid-market B2B product and service companies with $5M–$100M in annual revenue, at least 10 commercial buyers, and an existing AR workflow. The clearest signal: if your DSO exceeds your payment terms by more than 10 days, or if you've written off a receivable that felt avoidable, this analysis will show you something meaningful.
When will the live platform be available?+
We're targeting a limited beta for early access partners in Q3 2026. Early access partners get priority onboarding, the lowest pricing tier locked in for 12 months, and their analysis findings carried directly into the live platform setup — so you don't start from scratch.
Does this replace my accounting software?+
No. eknopay connects to your existing ERP — QuickBooks, NetSuite, Xero, or Sage — and works alongside it. It reads your invoice data and writes actions back as tasks, notes, or CRM records. You keep your accounting system exactly as it is.
What does "relationship-aware" mean?+
It means eknopay knows which buyers to leave alone. Your $2M strategic account who is 14 days overdue but always pays by Day 33 needs no intervention — sending them a payment reminder damages a relationship worth protecting. eknopay classifies every buyer as Strategic, Standard, or Transactional, and every outreach decision is governed by that classification.
Start Today

Your DSO problem costs more each month you wait.

Share your AR data. In 48 hours we'll show you exactly what's recoverable — and which buyer relationships are worth protecting.

Email Us Directly →
Free, no commitment Results in 48 hours Data encrypted NDA available